Here in this brave new world of payments, with FedNow, Zelle, “Pay By-Bank” and more flashy innovations getting all the press, we think it’s time to revisit an industry standard that might be getting overlooked: the debit card. Long a major contributor to banks’ and credit unions’ success, it might now be something you’ve overlooked in your search for income sources, loyalty builders, and even deposit attractors. Don’t make that mistake!
Why is this important? Well, let’s see:
- Debit card usage is still higher than any other payment method and is showing no signs of slowing.
- If your accountholders aren’t using your debit card, you’re not their primary financial institution (PFI), which means you have less of a chance to earn their future business.
- Even with all the downward regulatory pressure on interchange, it’s still a huge driver of non-interest income that you can’t afford to let slip away!
Every swipe, tap, and online checkout is an opportunity for a powerful micro-engagement—not just for driving revenue but for building long-term consumer loyalty. If your card isn’t top-of-wallet, that’s lost revenue, lost engagement, and lost trust.
So, what’s a financial institute to do? We’re glad you asked because we’ve just published the ultimate playbook for debit card success: Your card, their wallet: Increasing debit card usage. It’s an in-depth, results-driven guide filled with proven strategies to make your debit card program a revenue machine.
Inside, you’ll discover:
- The biggest roadblocks stopping customers from using your debit card—and how to remove them
- How to use data-driven engagement to drive more transactions without costly rewards
- The real strategies that helped financial institutions increase debit card spend by up to 60%
- Why debit card engagement is a key driver of customer loyalty and long-term profitability
Real results, real growth
Our financial institution clients that have implemented these strategies have seen massive lifts in transaction volume, engagement, and revenue. The difference between a stagnant debit card program and a thriving one is intentional engagement—and this playbook gives you the blueprint.
Download the e-book now and start transforming your debit card program into a growth engine!
